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隐私政策

WHAT DOES MANCHESTER MUNICIPAL FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

为什么?
Financial companies choose how they 分享 your personal information. 联邦法律规定
消费者s the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, 分享, and protect your personal information. Please read this notice carefully to understand what we do.

什么?
The types of personal information we collect and 分享 depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • account transactions and assets
  • checking account information and credit-based insurance scores

When you are no longer our customer, we continue to 分享 your information as described in this notice.

如何?
All financial companies need to 分享 members’ personal information to run their everyday
业务. 在下面的部分中, we list the reasons financial companies can 分享 their members’ personal information; the reasons Manchester Municipal Federal Credit Union chooses to 分享; and whether you can limit this sharing.

Reasons we 分享 your personal informationMMFCU是否共享?你能限制这种分享吗?
For our everyday 业务 purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal investigations, or to report to credit bureaus
是的No
为了我们的营销目的
to offer our products and services to you
是的No
For joint marketing with other financial companiesNo我们不分享
For our 子公司’ everyday 业务 purposes –
information about our transactions and experiences
No我们不分享
For our 子公司’ everyday 业务 purposes –
information about your creditworthiness
No我们不分享
For our 子公司 to market to youNo我们不分享
For nonafliliates to market to youNo我们不分享

问题? 打电话给860-649-7922

我们所做的
如何 does Manchester Municipal Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

如何 does Manchester Municipal Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, 比如征信机构, 子公司, 或者其他公司.

为什么我不能限制所有的分享?
联邦法律规定 you the right to limit only

  • sharing for 子公司’ everyday 业务 purposes -information about your creditworthiness
  • 子公司 from using your information to market to you
  • sharing for non子公司 to market to you

State law and individual companies may give you additional rights to limit sharing.

定义

子公司
Companies related by common ownership or control. 它们可以是金融的,也可以是
非金融企业.
-Manchester Munici al Federal Credit Union has no 子公司

Nonafiiliates
Companies not related by common ownership or control. 它们可以是金融的,也可以是 非金融企业.

  • Non子公司 we 分享 with can include insurance companies, 政府机构, plastic card processors (credit/debit/ATM), financial statement publishers or printers, 消费者 ,eporting机构, 数据处理器, 并检查/共享草稿打印机

联合营销
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Manchester Municipal Federal Credit Union doesn’t jointly market